Flood Insurance

In 1955, two hurricanes saturated the land and several river valleys in Connecticut, causing the worst flooding in the history of the eastern United States.

People flock to the Constitution State to enjoy the coastline and the numerous inland lakes, rivers, and ponds. But according to National Flood Insurance Program, the entire state is a flood hazard area. Certified Floodplain Manager Ron Lansverk of the U.S. Department of Homeland Security’s Federal Emergency Management Agency stated “There is water everywhere. At any time a storm could strike and thousands of residents would find themselves burdened with the costs of major repairs from flooding.”

You would think that most residents of CT would be aware of the dangers, yet less than 2 percent actually have flood insurance. If you do not remember the flood of 1955, there have been reminders each year of the damage flooding can cause. Recently, our state has been declared a disaster area due to flooding in 2005, 1999, 1992, 1984, and 1982.

It’s important to remember that your homeowners insurance does not cover flooding. It’s also a good idea to take a look at a CT flood map to see if you live in a flood prone area, but keep in mind that nearly 20 percent of flood insurance claims come from moderate to low risk areas.

Don’t put your property at risk any longer. Give us a call today or fill out our quote form to learn how easy it is to protect yourself with flood insurance.